by Dannielle Cresp on September 29, 2010
What does it mean to you to live within your means?
To me it means that if I don’t have the money to buy something, I don’t buy it. I am not one of those people who struggle, like I understand that some do, with having everything right now. It’s something that I have trouble understanding when people talk about it.
I’m sure that people will think I’m all high and mighty for saying this, but I don’t have much money and I could easily get into debt buying all the things I see in shop windows. But I don’t. It’s not even a mindful spending thing for me, I just really loathe shopping centres and shopping in general.
Part of me would love to be fashionable, but in truth, I haven’t bought any new clothes in 18 months. I will buy something that I like if I can afford it, or I will save up. When I do buy clothes, they do cost a lot of money, but I buy clothes that will hopefully last years and years, because you bet I will be getting every cent worth out of them.
That’s not to say that I’m on a crusade or that I’m going without, it’s just the way I am. I would rather buy something that will help build my business than to buy the latest fashions. I don’t have a credit card and I’m aiming to never need a loan for my business. I’m sure that’s crazy to some people, but I believe that just because everybody else does it, doesn’t make it right for me.
Sometimes I see people with all the latest stuff and they are so busy buying the latest thing that they never have any time to enjoy what they have bought. A house full of stuff that you never get to play with can’t make you happy, can it?!
Obviously not being in debt is not an option for some people, and for me education loans and mortgages are not included within this, as we need education and we need a roof over our heads, but will the world fall apart if your TV isn’t a flat screen? Will your friends really stop speaking to you if you are wearing last season’s jeans?
This is not about using money to stay alive but using money you don’t have to impress people you don’t like. And honestly, I couldn’t be bothered.
If it’s the life you choose to live, that is your choice, but it’s not for me.
Is living within your means a goal for you? Do you like to do things differently to others? Tell me in the comments.